KNOW THE FACTS – Why Hire a Public Adjuster in Florida?

THREE REASONS TO HIRE A PUBLIC ADJUSTER

You wouldn’t represent yourself in a legal dispute or in court so why would you represent yourself when dealing with your insurance company?  Get the proper representation and know the facts..

REASON 1 HIRING A PUBLIC ADJUSTER WILL MAXIMIZE YOUR PROPERTY INSURANCE CLAIM IN FLORIDA.

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Your insurance company, while honest, utilizes the services of an employed or subcontracted claim adjuster. Your insurance company will send a skilled representative to assess and evaluate your property loss. This representative is employed by your insurance company, having their employer’s best interest in mind. Their goal is to settle your claim for as little as possible.  A benefit of a public insurance claims adjuster in Florida is that they add a team of individuals to your side, and help even the sides.
Also some adjusting groups and firms may have a financial interest in the insurance company they represent.
“…Citizens Property Insurance Corporation claims data found that cases took longer to reach a settlement but received higher payments when claimants used public adjusters for claims filed in 2008 and 2009. Public adjusters represented policyholders in 26% of non-catastrophe and 39% of catastrophe claims filed during this period.”
“Policyholders with public adjuster representation typically received higher settlements than those without public adjusters. Policyholders that filed catastrophe claims in 2008 and 2009 generally received larger insurance settlements than policyholders that did not hire these persons. The typical payment to a policyholder represented by a public adjuster was $22,266 for claims filed in 2008 and 2009 related to the 2004 hurricanes. In contrast, policyholders who did not use a public adjuster received typical payments of $18,659. The difference in payments was larger for claims related to 2005 hurricanes, with public adjuster claims resulting in payments that were 747% higher. However, as policyholders pay public adjuster fees as a percentage of their settlement, their net settlement would be lower than this amount.”
“Public Adjuster Representation in Citizens Property Insurance Corporation Claims Extends the Time to Reach a Settlement and Also Increases Payments to Citizens’ Policyholders”

REASON 2 WE DON’T GET PAID IF YOU DON’T GET PAID!

Our interest is your interest! If there is no recovery there is no fee…we work on a contingency base fee only… it’s as simple as that!

REASON 3 WE TAKE THE BURDEN OFF !

Damages to your South Florida home or business can cause stress and grief.  When a property insurance claim is not handled properly, you might feel like your insurance company is not on your side and not keeping the promise in the policy. Cohen & Associates Public adjusters takes the burden off your shoulders so you can focus on the rebuilding of your home or business

Cohen & Associates are here for you until you receive a stellar public adjuster settlement …exactly what you are entitled too!

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