We have been very fortunate in the state of Florida for not experiencing or being hit with a major storm or hurricane in the past ten years. During this quiet time in south Florida has produced a spree of new property insurance companies. Many of these new property insurance companies have taken on or adapted Citizens Property Insurance existing policies. Citizens Property Insurance Company is selling their policies to these new companies with the goal to carry the least amount of homeowner policies in south Florida if not at all.
Many of these new Insurance companies have taken over policies and are adding on an endorsement to your policy which forces you the homeowner to participate in their “Right to Repair Program”. What this means is if you have suffered any type of property damage to your home or business such as a water damage, fire damage, mold damage, hurricane / wind damage or etc. and you open a claim with your insurance company, you are forced into their “Right to Repair Program”. So instead of you receiving a fair maximum settlement and having the choice of who YOU want to repair your home, your insurance company is forcing you the homeowner to have your repairs done by your insurance companies’ contractors to perform the repairs that your insurance company feels needs to be done. YOU THE HOMEOWNER DO NOT HAVE A SAY IN THIS MATTER.
If you find yourself in this situation PLEASE GIVE COHEN & ASSOCIATES PUBLIC ADJUSTERS A CALL IMMEDIATELY! WE CAN HELP.
